How Kredito Uses AI-Based Risk Assessment to Improve Payment Behavior Prediction and Accelerate Working Capital Access

By: GoBeyond Team
July 3, 2025
3 min read
Kredito AI credit risk dashboard showing payment behavior predictions

Quick Overview

Kredito developed an AI-powered risk assessment model leveraging advanced data analytics and machine learning to predict payment behaviors more accurately. This enabled faster access to working capital for clients by providing lenders with deeper insights into creditworthiness beyond traditional credit scores.

Kredito
Kredito
Company Size
Not publicly disclosed
Revenue Range
Not publicly disclosed
Primary Challenge
Enhancing credit risk prediction accuracy and speeding up capital access
Key Metrics
\- Improved payment behavior prediction accuracy\- Faster working capital availability for clients\- Reduced loan processing times

The Problem

Traditional credit scoring methods lacked predictive power and delayed capital access for many clients

The Solution

AI-driven risk assessment model analyzing diverse financial and behavioral data for real-time credit scoring

Results

\- More accurate risk profiles\- Quicker loan approvals\- Enhanced lender confidence and client satisfaction

Details

Industry
Finance & Banking
Departments
Data & Analytics
Use Cases
Data Analysis
Tags
Machine Learning
Predictive Modeling
GenAI
AI Tools Used
No items found.
Sources
https://cloud.google.com/transform/101-real-world-generative-ai-use-cases-from-industry-leaders

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